Mortgage lending in Marquette County
1,013 mortgages were originated in Marquette County, Michigan, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,013
- Median rate
- 6.750%
- Median lender fees
- $3,460
- Median loan amount
- $175,000
- Median spread over APOR
- 0.355
- Paid discount points
- 26.1%
- Received lender credits
- 20.5%
- Purchases / refinances
- 48.6% / 32.9%
- Conventional / FHA / VA
- 84.6% / 5.6% / 9.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Marquette County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Honor Credit Union | 157 | $2,470 | 7.250% |
| Range Bank | 150 | — | — |
| IncredibleBank | 111 | $3,251 | 6.750% |
| Nicolet National Bank | 99 | $3,088 | 7.375% |
| Rocket Mortgage, LLC | 82 | $5,355 | 6.563% |
What lenders charged here
Lender fees on a $175,000 loan, based on what was actually charged in Marquette County — not a rule of thumb.
From 672 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers