Mortgage lending in Greene County
7,867 mortgages were originated in Greene County, Missouri, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,867
- Median rate
- 6.740%
- Median lender fees
- $3,880
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $185,000
- Above the going rate (spread over APOR)
- 0.320
- Paid discount points
- 28.5%
- Received lender credits
- 18.7%
- Purchases / refinances
- 55.7% / 29%
- Conventional / FHA / VA
- 76.4% / 14.7% / 8.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.8% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $309,000
- That home, 20% down
- $247,200
A median-priced home with 20% down leaves $585,550 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Greene County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Flat Branch Mortgage, Inc. | 479 | $3,910 | 6.500% |
| Rocket Mortgage, LLC | 412 | $4,747 | 6.688% |
| The Central Trust Bank | 329 | $3,862 | 6.375% |
| Great Southern Bank | 320 | $2,972 | 6.625% |
| Gershman Investment Corp. | 298 | $3,472 | 6.500% |
| BluCurrent Credit Union | 288 | $2,484 | 7.000% |
| Arvest Bank | 277 | $3,829 | 7.000% |
| Cadence Bank | 251 | $3,675 | 7.000% |
| Pennymac Loan Services, LLC | 220 | $4,057 | 6.490% |
| United Shore Financial Services, LLC | 215 | $5,714 | 6.500% |
What lenders charged here
Lender fees on a $185,000 loan, based on what was actually charged in Greene County — not a rule of thumb.
From 5,020 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers