Mortgage lending in Pulaski County
1,228 mortgages were originated in Pulaski County, Missouri, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,228
- Median rate
- 6.375%
- Median lender fees
- $5,125
- Median loan amount
- $225,000
- Median spread over APOR
- 0.035
- Paid discount points
- 50.6%
- Received lender credits
- 34.4%
- Purchases / refinances
- 56.8% / 35.7%
- Conventional / FHA / VA
- 31.5% / 7.8% / 56.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Pulaski County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | 190 | $5,936 | 6.500% |
| Mortgage Research Center, LLC | 129 | $5,499 | 6.250% |
| INFUZE Credit Union | 74 | — | 6.490% |
| Navy Federal Credit Union | 73 | $2,814 | 6.125% |
| Rocket Mortgage, LLC | 68 | $4,276 | 6.313% |
| The Maries County Bank | 66 | — | — |
What lenders charged here
Lender fees on a $225,000 loan, based on what was actually charged in Pulaski County — not a rule of thumb.
From 1,063 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers