Mortgage lending in Taney County
1,359 mortgages were originated in Taney County, Missouri, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,359
- Median rate
- 6.750%
- Median lender fees
- $3,850
- Median loan amount
- $185,000
- Median spread over APOR
- 0.398
- Paid discount points
- 31.8%
- Received lender credits
- 21.3%
- Purchases / refinances
- 58.6% / 28.7%
- Conventional / FHA / VA
- 77.3% / 11% / 9.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Taney County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Central Trust Bank | 183 | $3,597 | 6.750% |
| FLAT BRANCH MORTGAGE, INC. | 96 | $4,130 | 6.563% |
| Arvest Bank | 80 | — | 6.875% |
| Rocket Mortgage, LLC | 73 | $4,910 | 6.875% |
What lenders charged here
Lender fees on a $185,000 loan, based on what was actually charged in Taney County — not a rule of thumb.
From 964 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers