Mortgage lending in Rogers County
2,337 mortgages were originated in Rogers County, Oklahoma, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,337
- Median rate
- 6.625%
- Median lender fees
- $6,265
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $215,000
- Above the going rate (spread over APOR)
- 0.343
- Paid discount points
- 40.4%
- Received lender credits
- 27.8%
- Purchases / refinances
- 55.9% / 26.7%
- Conventional / FHA / VA
- 66.4% / 20.4% / 11.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $250,000
- That home, 20% down
- $200,000
A median-priced home with 20% down leaves $632,750 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Rogers County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 167 | $6,430 | 6.625% |
| Associated Mortgage Corporation | 135 | $7,108 | 6.500% |
| First United Bank and Trust Company | 114 | $6,713 | 6.500% |
| BancFirst | 110 | $3,302 | 7.500% |
| United Shore Financial Services, LLC | 106 | $8,100 | 6.094% |
| BOKF, National Association | 101 | $6,133 | 6.750% |
| Arvest Bank | 95 | $5,817 | 6.625% |
| TTCU Federal Credit Union | 93 | — | 6.750% |
| Flat Branch Mortgage, Inc. | 86 | $7,198 | 6.500% |
| RCB Bank | 80 | $4,283 | 6.625% |
What lenders charged here
Lender fees on a $215,000 loan, based on what was actually charged in Rogers County — not a rule of thumb.
From 1,783 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers