Mortgage lending in Sequoyah County
781 mortgages were originated in Sequoyah County, Oklahoma, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 781
- Median rate
- 6.850%
- Median lender fees
- $5,457
- Median loan amount
- $145,000
- Median spread over APOR
- 0.389
- Paid discount points
- 30.9%
- Received lender credits
- 23.6%
- Purchases / refinances
- 55.3% / 27.8%
- Conventional / FHA / VA
- 63.6% / 17.7% / 13.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 72.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Sequoyah County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Firstar Bank | 136 | $5,622 | 6.490% |
| Armstrong Bank | 102 | $2,767 | 7.255% |
| FIRSTTRUST HOME LOANS, INC. | 65 | $5,625 | 6.125% |
| The First National Bank of Fort Smith | 58 | — | 7.500% |
| Rocket Mortgage, LLC | 55 | $6,885 | 6.875% |
What lenders charged here
Lender fees on a $145,000 loan, based on what was actually charged in Sequoyah County — not a rule of thumb.
From 568 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers