Mortgage lending in Meade County
742 mortgages were originated in Meade County, South Dakota, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 742
- Median rate
- 6.500%
- Median lender fees
- $6,076
- Median loan amount
- $305,000
- Median spread over APOR
- 0.185
- Paid discount points
- 41.8%
- Received lender credits
- 23.3%
- Purchases / refinances
- 49.7% / 36.5%
- Conventional / FHA / VA
- 61.7% / 12.4% / 24.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Meade County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CMG MORTGAGE, INC. | 109 | $9,351 | 6.250% |
| BLACK HILLS FEDERAL CREDIT UNION | 101 | — | 7.750% |
What lenders charged here
Lender fees on a $305,000 loan, based on what was actually charged in Meade County — not a rule of thumb.
From 522 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers