Mortgage lending in Hickman County
607 mortgages were originated in Hickman County, Tennessee, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 607
- Median rate
- 6.625%
- Median lender fees
- $6,973
- Median loan amount
- $225,000
- Median spread over APOR
- 0.428
- Paid discount points
- 47%
- Received lender credits
- 27.2%
- Purchases / refinances
- 47% / 38.9%
- Conventional / FHA / VA
- 61.4% / 24.5% / 11.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,029,250
- FHA limit
- $1,029,250
This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work
Who lent here
Lenders with at least 50 loans in Hickman County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 66 | $5,802 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 54 | $9,975 | 6.125% |
What lenders charged here
Lender fees on a $225,000 loan, based on what was actually charged in Hickman County — not a rule of thumb.
From 457 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers