Mortgage lending in Dubuque, IA
2,695 mortgages were originated in the Dubuque, IA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,695
- Median rate
- 6.500%
- Median lender fees
- $2,381
- Median loan amount
- $145,000
- Median spread over APOR
- -0.178
- Paid discount points
- 9.2%
- Received lender credits
- 11.7%
- Purchases / refinances
- 49.8% / 20.2%
- Conventional / FHA / VA
- 93.2% / 3.7% / 2.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 52.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Dubuque, IA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DUPACO COMMUNITY | 948 | $2,121 | 7.000% |
| GREENSTATE Credit Union | 370 | $2,044 | 6.490% |
| MidWestOne Bank | 369 | $2,613 | 5.990% |
| Fidelity Bank & Trust | 246 | $3,015 | 6.125% |
| Du Trac Community Credit Union | 93 | $2,367 | 5.875% |
| Empeople Credit Union | 54 | — | 6.490% |