Metro areas
411 metro and micropolitan areas with at least 300 mortgages originated in 2025, and what those loans cost.
Areas follow the federal statistical definitions used in the filings. The eleven largest agglomerations are reported as metropolitan divisions rather than whole metro areas, so Chicago, Los Angeles and Atlanta appear here as their divisions.
| Area | Loans | Median rate | Median fees |
|---|---|---|---|
| Phoenix-Mesa-Chandler, AZ | 129,891 | 6.500% | $6,857 |
| Chicago-Naperville-Schaumburg, IL | 125,815 | 6.750% | $6,251 |
| Houston-Pasadena-The Woodlands, TX | 123,414 | 6.500% | $7,543 |
| Atlanta-Sandy Springs-Roswell, GA | 108,708 | 6.625% | $7,180 |
| Los Angeles-Long Beach-Glendale, CA | 106,699 | 6.750% | $8,477 |
| Dallas-Plano-Irving, TX | 106,569 | 6.490% | $7,825 |
| New York-Jersey City-White Plains, NY-NJ | 92,274 | 6.625% | $7,489 |
| Riverside-San Bernardino-Ontario, CA | 84,612 | 6.625% | $8,227 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 83,852 | 6.625% | $4,910 |
| Charlotte-Concord-Gastonia, NC-SC | 78,648 | 6.500% | $5,399 |
| Denver-Aurora-Centennial, CO | 77,291 | 6.625% | $5,186 |
| Arlington-Alexandria-Reston, VA-WV | 68,513 | 6.500% | $6,052 |
| St. Louis, MO-IL | 67,929 | 6.625% | $3,923 |
| Warren-Troy-Farmington Hills, MI | 65,327 | 6.750% | $4,211 |
| Indianapolis-Carmel-Greenwood, IN | 61,100 | 6.625% | $3,901 |
| Cincinnati, OH-KY-IN | 59,908 | 6.750% | $4,460 |
| Baltimore-Columbia-Towson, MD | 58,854 | 6.625% | $6,388 |
| Orlando-Kissimmee-Sanford, FL | 57,944 | 6.624% | $8,067 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 57,722 | 6.500% | $6,218 |
| Tampa, FL | 56,342 | 6.562% | $7,509 |
| Kansas City, MO-KS | 55,389 | 6.625% | $3,644 |
| Columbus, OH | 55,104 | 6.750% | $5,041 |
| Pittsburgh, PA | 54,039 | 6.650% | $5,270 |
| Lakewood-New Brunswick, NJ | 53,527 | 6.750% | $6,408 |
| Portland-Vancouver-Hillsboro, OR-WA | 53,230 | 6.750% | $6,330 |
| Cleveland, OH | 53,054 | 6.875% | $5,048 |
| San Antonio-New Braunfels, TX | 52,902 | 6.250% | $7,021 |
| San Diego-Chula Vista-Carlsbad, CA | 52,512 | 6.625% | $7,398 |
| Las Vegas-Henderson-North Las Vegas, NV | 50,388 | 6.625% | $6,653 |
| Virginia Beach-Chesapeake-Norfolk, VA-NC | 48,971 | 6.500% | $6,462 |
| Sacramento-Roseville-Folsom, CA | 47,543 | 6.625% | $5,821 |
| Austin-Round Rock-San Marcos, TX | 47,497 | 6.375% | $7,359 |
| Fort Worth-Arlington-Grapevine, TX | 47,051 | 6.500% | $7,631 |
| Montgomery County-Bucks County-Chester County, PA | 46,912 | 6.625% | $6,504 |
| Nassau County-Suffolk County, NY | 45,636 | 6.625% | $8,740 |
| Anaheim-Santa Ana-Irvine, CA | 45,575 | 6.740% | $7,032 |
| Cambridge-Newton-Framingham, MA | 44,716 | 6.625% | $5,099 |
| Seattle-Bellevue-Kent, WA | 43,322 | 6.490% | $5,850 |
| Raleigh-Cary, NC | 42,780 | 6.490% | $4,844 |
| Jacksonville, FL | 42,242 | 6.500% | $6,591 |
| Oakland-Fremont-Berkeley, CA | 41,868 | 6.500% | $6,491 |
| Milwaukee-Waukesha, WI | 38,555 | 6.750% | $2,990 |
| Newark, NJ | 37,894 | 6.750% | $7,189 |
| Providence-Warwick, RI-MA | 37,492 | 6.750% | $5,185 |
| Louisville/Jefferson County, KY-IN | 37,155 | 6.625% | $4,370 |
| Philadelphia, PA | 37,045 | 6.740% | $6,287 |
| Boston, MA | 36,728 | 6.625% | $5,182 |
| Marietta, GA | 35,330 | 6.625% | $6,690 |
| Richmond, VA | 34,286 | 6.625% | $5,463 |
| Miami-Miami Beach-Kendall, FL | 34,240 | 6.875% | $11,615 |
| Detroit-Dearborn-Livonia, MI | 33,676 | 6.875% | $4,495 |
| Oklahoma City, OK | 32,630 | 6.625% | $5,435 |
| Salt Lake City-Murray, UT | 31,825 | 6.625% | $5,781 |
| Camden, NJ | 31,545 | 6.750% | $5,982 |
| Washington, DC-MD | 31,436 | 6.500% | $7,728 |
| Fort Lauderdale-Pompano Beach-Sunrise, FL | 31,295 | 6.750% | $9,298 |
| Grand Rapids-Wyoming-Kentwood, MI | 29,462 | 6.790% | $3,895 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 28,387 | 6.750% | $8,400 |
| Birmingham, AL | 27,350 | 6.500% | $5,255 |
| San Jose-Sunnyvale-Santa Clara, CA | 26,655 | 6.250% | $4,702 |
| Charleston-North Charleston, SC | 26,114 | 6.500% | $6,346 |
| Boise City, ID | 26,087 | 6.625% | $7,161 |
| Knoxville, TN | 25,969 | 6.515% | $6,416 |
| Omaha, NE-IA | 25,858 | 6.624% | $3,462 |
| North Port-Bradenton-Sarasota, FL | 25,288 | 6.590% | $6,814 |
| Hartford-West Hartford-East Hartford, CT | 24,829 | 6.625% | $5,115 |
| Memphis, TN-MS-AR | 24,773 | 6.500% | $6,015 |
| Greenville-Anderson-Greer, SC | 24,351 | 6.500% | $5,977 |
| Frederick-Gaithersburg-Bethesda, MD | 24,110 | 6.500% | $6,062 |
| Colorado Springs, CO | 23,535 | 6.490% | $5,862 |
| Tucson, AZ | 23,253 | 6.575% | $6,191 |
| Cape Coral-Fort Myers, FL | 23,138 | 6.625% | $7,953 |
| Tacoma-Lakewood, WA | 22,925 | 6.625% | $7,150 |
| Rochester, NY | 22,177 | 6.750% | $4,262 |
| Tulsa, OK | 21,807 | 6.625% | $6,249 |
| Albuquerque, NM | 21,608 | 6.625% | $5,544 |
| Des Moines-West Des Moines, IA | 21,608 | 6.500% | $2,561 |
| Columbia, SC | 21,575 | 6.500% | $5,794 |
| Provo-Orem-Lehi, UT | 20,514 | 6.500% | $6,849 |
| Dayton-Kettering-Beavercreek, OH | 20,289 | 6.750% | $4,257 |
| Buffalo-Cheektowaga, NY | 20,126 | 6.500% | $5,152 |
| Lakeland-Winter Haven, FL | 20,120 | 6.375% | $8,439 |
| Ogden, UT | 19,952 | 6.625% | $5,508 |
| St. Petersburg-Clearwater-Largo, FL | 19,908 | 6.750% | $6,808 |
| Madison, WI | 19,795 | 6.625% | $3,325 |
| Everett, WA | 19,769 | 6.500% | $6,067 |
| Allentown-Bethlehem-Easton, PA-NJ | 19,298 | 6.750% | $6,099 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18,714 | 6.503% | $6,906 |
| Worcester, MA | 18,623 | 6.625% | $5,106 |
| Little Rock-North Little Rock-Conway, AR | 18,239 | 6.625% | $4,747 |
| Lake County-Porter County-Jasper County, IN | 17,998 | 6.850% | $4,449 |
| Elgin, IL | 17,955 | 6.750% | $5,931 |
| San Francisco-San Mateo-Redwood City, CA | 17,772 | 6.375% | $6,741 |
| Winston-Salem, NC | 17,707 | 6.500% | $5,249 |
| Palm Bay-Melbourne-Titusville, FL | 17,571 | 6.500% | $6,448 |
| Fresno, CA | 17,504 | 6.624% | $8,095 |
| Albany-Schenectady-Troy, NY | 17,403 | 6.490% | $4,860 |
| Bridgeport-Stamford-Danbury, CT | 17,390 | 6.625% | $6,933 |
| Wilmington, NC | 17,290 | 6.500% | $5,064 |
| Fayetteville-Springdale-Rogers, AR | 17,210 | 6.625% | $4,369 |
| Akron, OH | 17,075 | 6.900% | $4,973 |
| Greensboro-High Point, NC | 16,997 | 6.500% | $5,206 |
| Wilmington, DE-MD-NJ | 16,807 | 6.625% | $6,414 |
| Huntsville, AL | 16,377 | 6.375% | $5,271 |
| Portland-South Portland, ME | 15,871 | 6.750% | $4,300 |
| Wichita, KS | 15,603 | 6.750% | $3,934 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 15,162 | 6.625% | $5,486 |
| Baton Rouge, LA | 14,960 | 6.625% | $5,969 |
| Bakersfield-Delano, CA | 14,914 | 6.625% | $8,446 |
| Chattanooga, TN-GA | 14,798 | 6.625% | $5,782 |
| Lake County, IL | 14,702 | 6.750% | $5,959 |
| Spokane-Spokane Valley, WA | 14,508 | 6.625% | $6,511 |
| Augusta-Richmond County, GA-SC | 14,373 | 6.499% | $6,181 |
| Harrisburg-Carlisle, PA | 14,138 | 6.625% | $5,532 |
| Port St. Lucie, FL | 14,063 | 6.625% | $7,947 |
| Durham-Chapel Hill, NC | 13,677 | 6.500% | $4,804 |
| Stockton-Lodi, CA | 13,657 | 6.556% | $6,825 |
| Pensacola-Ferry Pass-Brent, FL | 13,526 | 6.500% | $6,215 |
| Urban Honolulu, HI | 13,362 | 6.100% | $10,003 |
| Springfield, MO | 12,977 | 6.670% | $3,923 |
| Toledo, OH | 12,850 | 6.990% | $4,698 |
| Ocala, FL | 12,810 | 6.500% | $6,736 |
| El Paso, TX | 12,795 | 6.375% | $7,116 |
| Reno, NV | 12,720 | 6.625% | $6,599 |
| Oxnard-Thousand Oaks-Ventura, CA | 12,642 | 6.625% | $7,387 |
| Lexington-Fayette, KY | 12,629 | 6.750% | $4,252 |
| Fort Wayne, IN | 12,563 | 6.750% | $3,158 |
| York-Hanover, PA | 12,502 | 6.625% | $5,718 |
| Jackson, MS | 12,413 | 6.750% | $5,197 |
| Syracuse, NY | 12,278 | 6.740% | $4,198 |
| New Orleans-Metairie, LA | 12,272 | 6.625% | $5,901 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 12,244 | 6.750% | $5,840 |
| Rockingham County-Strafford County, NH | 12,204 | 6.750% | $4,416 |
| Lancaster, PA | 11,701 | 6.625% | $5,866 |
| Scranton--Wilkes-Barre, PA | 11,637 | 6.850% | $5,703 |
| Killeen-Temple, TX | 11,424 | 6.250% | $6,105 |
| Greeley, CO | 11,307 | 6.500% | $6,587 |
| Spartanburg, SC | 11,271 | 6.490% | $6,408 |
| Savannah, GA | 11,258 | 6.500% | $6,768 |
| New Haven, CT | 10,684 | 6.750% | $5,878 |
| Fayetteville, NC | 10,587 | 6.250% | $6,221 |
| Clarksville, TN-KY | 10,443 | 6.250% | $6,062 |
| Manchester-Nashua, NH | 10,414 | 6.875% | $4,526 |
| Atlantic City-Hammonton, NJ | 10,346 | 6.750% | $5,992 |
| Lansing-East Lansing, MI | 9,877 | 6.750% | $4,071 |
| Canton-Massillon, OH | 9,866 | 6.900% | $4,950 |
| Waterbury-Shelton, CT | 9,684 | 6.740% | $5,730 |
| Fort Collins-Loveland, CO | 9,679 | 6.625% | $4,807 |
| Youngstown-Warren, OH | 9,634 | 6.940% | $4,829 |
| Gulfport-Biloxi, MS | 9,628 | 6.500% | $5,540 |
| Crestview-Fort Walton Beach-Destin, FL | 9,496 | 6.500% | $7,642 |
| Reading, PA | 9,495 | 6.625% | $5,874 |
| Hickory-Lenoir-Morganton, NC | 9,379 | 6.500% | $5,363 |
| Naples-Marco Island, FL | 9,282 | 6.750% | $7,795 |
| Green Bay, WI | 9,277 | 6.500% | $2,613 |
| Asheville, NC | 9,088 | 6.500% | $5,217 |
| Springfield, MA | 9,026 | 6.536% | $5,248 |
| Daphne-Fairhope-Foley, AL | 8,846 | 6.625% | $5,310 |
| Salem, OR | 8,815 | 6.875% | $7,394 |
| Flint, MI | 8,755 | 6.750% | $4,346 |
| Davenport-Moline-Rock Island, IA-IL | 8,643 | 6.500% | $2,679 |
| Montgomery, AL | 8,570 | 6.500% | $5,467 |
| McAllen-Edinburg-Mission, TX | 8,308 | 6.625% | $8,182 |
| Bend, OR | 8,229 | 6.750% | $7,329 |
| Vallejo, CA | 8,224 | 6.625% | $7,065 |
| Hagerstown-Martinsburg, MD-WV | 8,190 | 6.575% | $6,781 |
| Lincoln, NE | 8,190 | 6.625% | $2,891 |
| Hilton Head Island-Bluffton-Port Royal, SC | 8,139 | 6.625% | $5,874 |
| Cedar Rapids, IA | 8,051 | 6.500% | $2,019 |
| South Bend-Mishawaka, IN-MI | 8,002 | 6.990% | $3,841 |
| Santa Rosa-Petaluma, CA | 7,919 | 6.875% | $6,757 |
| Modesto, CA | 7,867 | 6.625% | $7,851 |
| Mobile, AL | 7,862 | 6.625% | $5,650 |
| Roanoke, VA | 7,847 | 6.625% | $4,931 |
| Anchorage, AK | 7,845 | 6.375% | $6,501 |
| Eugene-Springfield, OR | 7,821 | 6.875% | $7,180 |
| Olympia-Lacey-Tumwater, WA | 7,773 | 6.625% | $6,530 |
| Corpus Christi, TX | 7,697 | 6.500% | $6,529 |
| Peoria, IL | 7,651 | 6.750% | $2,925 |
| Kennewick-Richland, WA | 7,514 | 6.625% | $7,371 |
| Punta Gorda, FL | 7,431 | 6.625% | $6,472 |
| Trenton-Princeton, NJ | 7,366 | 6.750% | $6,349 |
| Bremerton-Silverdale-Port Orchard, WA | 7,287 | 6.624% | $6,486 |
| St. George, UT | 7,265 | 6.625% | $5,954 |
| Prescott Valley-Prescott, AZ | 7,254 | 6.625% | $6,463 |
| Barnstable Town, MA | 7,248 | 6.875% | $5,012 |
| Rockford, IL | 7,229 | 6.875% | $3,589 |
| Sioux Falls, SD-MN | 7,224 | 6.500% | $4,746 |
| Kingsport-Bristol, TN-VA | 7,182 | 6.750% | $5,107 |
| Appleton, WI | 7,178 | 6.490% | $2,542 |
| Ann Arbor, MI | 7,142 | 6.720% | $4,111 |
| Jacksonville, NC | 7,089 | 6.250% | $6,181 |
| Lafayette, LA | 7,075 | 6.500% | $5,725 |
| Evansville, IN | 6,848 | 6.750% | $3,180 |
| Visalia, CA | 6,843 | 6.500% | $9,323 |
| Boulder, CO | 6,824 | 6.625% | $4,231 |
| Lubbock, TX | 6,775 | 6.500% | $6,160 |
| Lake Havasu City-Kingman, AZ | 6,605 | 6.625% | $6,247 |
| Shreveport-Bossier City, LA | 6,576 | 6.580% | $5,460 |
| Tallahassee, FL | 6,510 | 6.625% | $6,242 |
| Panama City-Panama City Beach, FL | 6,485 | 6.500% | $6,907 |
| Huntington-Ashland, WV-KY-OH | 6,304 | 6.625% | $4,483 |
| Norwich-New London-Willimantic, CT | 6,284 | 6.625% | $5,116 |
| Duluth, MN-WI | 6,205 | 6.750% | $4,602 |
| Columbus, GA-AL | 6,184 | 6.625% | $6,064 |
| Kalamazoo-Portage, MI | 6,165 | 6.750% | $3,775 |
| Lynchburg, VA | 6,068 | 6.625% | $5,496 |
| Gainesville, FL | 5,948 | 6.625% | $6,291 |
| Coeur d'Alene, ID | 5,879 | 6.750% | $7,512 |
| Wildwood-The Villages, FL | 5,762 | 6.740% | $4,695 |
| Beaumont-Port Arthur, TX | 5,656 | 6.625% | $7,225 |
| Slidell-Mandeville-Covington, LA | 5,654 | 6.500% | $5,536 |
| Fargo, ND-MN | 5,653 | 6.500% | $4,553 |
| Racine-Mount Pleasant, WI | 5,489 | 6.750% | $2,872 |
| Lafayette-West Lafayette, IN | 5,412 | 6.750% | $3,510 |
| Santa Maria-Santa Barbara, CA | 5,404 | 6.750% | $6,725 |
| Topeka, KS | 5,363 | 6.750% | $3,356 |
| Warner Robins, GA | 5,342 | 6.375% | $6,095 |
| Amarillo, TX | 5,275 | 6.625% | $5,603 |
| Lexington Park, MD | 5,216 | 6.500% | $7,168 |
| Homosassa Springs, FL | 5,177 | 6.625% | $6,643 |
| Burlington-South Burlington, VT | 5,145 | 6.625% | $4,417 |
| Janesville-Beloit, WI | 5,140 | 6.875% | $3,337 |
| Iowa City, IA | 5,073 | 6.490% | $1,849 |
| Dover, DE | 5,023 | 6.500% | $7,757 |
| Waco, TX | 5,004 | 6.625% | $6,514 |
| Grand Junction, CO | 4,987 | 6.870% | $5,041 |
| Rochester, MN | 4,982 | 6.540% | $4,596 |
| Waterloo-Cedar Falls, IA | 4,959 | 6.500% | $1,900 |
| Charlottesville, VA | 4,895 | 6.625% | $5,616 |
| Johnson City, TN | 4,895 | 6.750% | $5,315 |
| Erie, PA | 4,892 | 6.625% | $4,718 |
| Tuscaloosa, AL | 4,884 | 6.625% | $5,753 |
| Gainesville, GA | 4,854 | 6.500% | $7,267 |
| San Luis Obispo-Paso Robles, CA | 4,840 | 6.750% | $5,685 |
| Utica-Rome, NY | 4,837 | 6.500% | $4,220 |
| Burlington, NC | 4,837 | 6.500% | $5,162 |
| Elkhart-Goshen, IN | 4,829 | 7.000% | $3,962 |
| Auburn-Opelika, AL | 4,824 | 6.625% | $6,016 |
| Billings, MT | 4,793 | 6.500% | $6,793 |
| Springfield, IL | 4,788 | 6.750% | $2,548 |
| Muskegon-Norton Shores, MI | 4,779 | 6.750% | $4,065 |
| Bellingham, WA | 4,777 | 6.750% | $6,190 |
| Idaho Falls, ID | 4,753 | 6.625% | $7,543 |
| Medford, OR | 4,733 | 6.750% | $6,396 |
| Columbia, MO | 4,699 | 6.500% | $3,378 |
| Fort Smith, AR-OK | 4,687 | 6.625% | $4,820 |
| Oshkosh-Neenah, WI | 4,659 | 6.500% | $2,727 |
| Joplin, MO-KS | 4,644 | 6.750% | $4,274 |
| Yuma, AZ | 4,606 | 6.625% | $7,107 |
| Longview, TX | 4,576 | 6.875% | $6,148 |
| Tyler, TX | 4,563 | 6.750% | $6,175 |
| Macon-Bibb County, GA | 4,513 | 6.625% | $6,236 |
| Midland, TX | 4,503 | 6.625% | $9,123 |
| College Station-Bryan, TX | 4,493 | 6.624% | $6,710 |
| Salinas, CA | 4,435 | 6.750% | $6,898 |
| Pueblo, CO | 4,403 | 6.625% | $6,369 |
| Bowling Green, KY | 4,288 | 6.625% | $4,918 |
| Yakima, WA | 4,226 | 6.750% | $6,829 |
| Traverse City, MI | 4,215 | 6.875% | $4,401 |
| Brownsville-Harlingen, TX | 4,175 | 6.625% | $7,774 |
| Sebastian-Vero Beach-West Vero Corridor, FL | 4,153 | 6.625% | $6,428 |
| Monroe, MI | 4,127 | 6.875% | $4,723 |
| San Rafael, CA | 4,126 | 6.625% | $6,917 |
| Winchester, VA-WV | 4,074 | 6.625% | $5,927 |
| Jackson, TN | 4,049 | 6.500% | $5,147 |
| Kenosha, WI | 4,043 | 6.875% | $3,286 |
| Athens-Clarke County, GA | 4,041 | 6.624% | $6,708 |
| Eau Claire, WI | 4,037 | 6.750% | $3,675 |
| Las Cruces, NM | 4,014 | 6.500% | $5,887 |
| St. Cloud, MN | 4,013 | 6.625% | $4,439 |
| Niles, MI | 4,011 | 6.990% | $3,885 |
| Sherman-Denison, TX | 3,990 | 6.575% | $7,479 |
| Florence-Muscle Shoals, AL | 3,964 | 6.500% | $4,941 |
| La Crosse-Onalaska, WI-MN | 3,952 | 6.625% | $2,738 |
| Abilene, TX | 3,935 | 6.625% | $6,165 |
| Greenville, NC | 3,901 | 6.500% | $5,186 |
| Chambersburg, PA | 3,891 | 6.490% | $5,766 |
| Champaign-Urbana, IL | 3,877 | 6.750% | $3,168 |
| Jefferson City, MO | 3,778 | 6.500% | $3,872 |
| Logan, UT-ID | 3,744 | 6.625% | $6,085 |
| Binghamton, NY | 3,743 | 6.750% | $4,044 |
| Terre Haute, IN | 3,738 | 6.875% | $3,155 |
| Bangor, ME | 3,698 | 6.875% | $4,425 |
| Pinehurst-Southern Pines, NC | 3,677 | 6.375% | $5,790 |
| Merced, CA | 3,637 | 6.624% | $8,760 |
| Rapid City, SD | 3,629 | 6.500% | $6,291 |
| Dothan, AL | 3,606 | 6.750% | $4,941 |
| Jackson, MI | 3,600 | 6.750% | $4,354 |
| Redding, CA | 3,591 | 6.750% | $6,893 |
| Decatur, AL | 3,563 | 6.625% | $5,340 |
| Staunton-Stuarts Draft, VA | 3,552 | 6.875% | $5,007 |
| Elizabethtown, KY | 3,543 | 6.500% | $4,663 |
| Saginaw, MI | 3,516 | 6.750% | $3,684 |
| Bloomington, IL | 3,473 | 6.750% | $3,190 |
| Wausau, WI | 3,467 | 6.625% | $2,850 |
| Monroe, LA | 3,431 | 6.750% | $5,629 |
| Chico, CA | 3,409 | 6.625% | $6,038 |
| Yuba City, CA | 3,389 | 6.500% | $7,115 |
| Cheyenne, WY | 3,333 | 6.500% | $6,399 |
| Valdosta, GA | 3,316 | 6.490% | $6,683 |
| Springfield, OH | 3,309 | 6.875% | $4,730 |
| Santa Cruz-Watsonville, CA | 3,307 | 6.875% | $5,889 |
| Longview-Kelso, WA | 3,302 | 6.875% | $7,306 |
| Lake Charles, LA | 3,300 | 6.625% | $5,655 |
| Florence, SC | 3,276 | 6.625% | $6,250 |
| Bloomington, IN | 3,253 | 6.750% | $3,262 |
| Twin Falls, ID | 3,253 | 6.625% | $7,026 |
| Blacksburg-Christiansburg-Radford, VA | 3,219 | 6.750% | $4,936 |
| Morristown, TN | 3,195 | 6.500% | $6,725 |
| Battle Creek, MI | 3,154 | 6.875% | $3,285 |
| Lebanon, PA | 3,152 | 6.624% | $5,953 |
| Hattiesburg, MS | 3,102 | 6.750% | $5,261 |
| Odessa, TX | 3,100 | 6.750% | $9,479 |
| Santa Fe, NM | 3,074 | 6.625% | $5,747 |
| Charleston, WV | 3,070 | 6.625% | $4,470 |
| Hinesville, GA | 3,059 | 6.250% | $6,713 |
| Cleveland, TN | 3,049 | 6.624% | $5,760 |
| Kingston, NY | 3,041 | 6.750% | $4,917 |
| Jonesboro, AR | 3,023 | 6.625% | $5,127 |
| Bismarck, ND | 2,992 | 6.625% | $4,621 |
| Sheboygan, WI | 2,973 | 6.750% | $3,006 |
| Rocky Mount, NC | 2,963 | 6.500% | $6,205 |
| Flagstaff, AZ | 2,906 | 6.750% | $6,795 |
| Laredo, TX | 2,900 | 6.490% | $9,805 |
| Albany, OR | 2,865 | 6.750% | $7,653 |
| Sierra Vista-Douglas, AZ | 2,817 | 6.500% | $5,657 |
| Mount Vernon-Anacortes, WA | 2,808 | 6.750% | $6,467 |
| Brunswick-St. Simons, GA | 2,796 | 6.500% | $6,902 |
| Wenatchee-East Wenatchee, WA | 2,756 | 6.750% | $7,937 |
| Sioux City, IA-NE-SD | 2,751 | 6.500% | $4,353 |
| Vineland, NJ | 2,744 | 6.750% | $8,134 |
| Pittsfield, MA | 2,729 | 6.500% | $4,008 |
| Dubuque, IA | 2,695 | 6.500% | $2,381 |
| Mansfield, OH | 2,688 | 6.875% | $4,232 |
| Sandusky, OH | 2,676 | 6.875% | $4,709 |
| Fond du Lac, WI | 2,673 | 6.750% | $2,739 |
| Muncie, IN | 2,659 | 6.875% | $3,189 |
| State College, PA | 2,647 | 6.500% | $5,148 |
| Lawton, OK | 2,637 | 6.625% | $5,646 |
| Goldsboro, NC | 2,636 | 6.490% | $6,097 |
| Amherst Town-Northampton, MA | 2,628 | 6.500% | $4,542 |
| Manhattan, KS | 2,626 | 6.500% | $3,778 |
| Bozeman, MT | 2,620 | 6.750% | $6,993 |
| Gettysburg, PA | 2,615 | 6.750% | $5,960 |
| Houma-Bayou Cane-Thibodaux, LA | 2,606 | 6.500% | $6,292 |
| St. Joseph, MO-KS | 2,595 | 6.625% | $3,878 |
| Lewiston-Auburn, ME | 2,558 | 6.625% | $4,762 |
| Michigan City-La Porte, IN | 2,547 | 6.875% | $4,259 |
| Owensboro, KY | 2,501 | 6.750% | $3,855 |
| Wichita Falls, TX | 2,490 | 6.625% | $4,948 |
| Dalton, GA | 2,449 | 6.625% | $6,647 |
| Sebring, FL | 2,447 | 6.750% | $6,342 |
| Kokomo, IN | 2,432 | 6.875% | $3,526 |
| Salisbury, MD | 2,429 | 6.625% | $6,644 |
| Ames, IA | 2,402 | 6.500% | $2,742 |
| Pocatello, ID | 2,399 | 6.625% | $6,790 |
| Helena, MT | 2,385 | 6.750% | $7,047 |
| Missoula, MT | 2,371 | 6.750% | $5,807 |
| Williamsport, PA | 2,367 | 6.490% | $4,548 |
| Lima, OH | 2,367 | 6.750% | $4,381 |
| Harrisonburg, VA | 2,366 | 6.750% | $5,521 |
| Hot Springs, AR | 2,357 | 6.750% | $4,404 |
| Albany, GA | 2,350 | 6.625% | $6,129 |
| Hanford-Corcoran, CA | 2,346 | 6.375% | $8,970 |
| Casper, WY | 2,332 | 6.625% | $6,030 |
| Columbus, IN | 2,320 | 6.500% | $3,373 |
| Hammond, LA | 2,274 | 6.569% | $5,978 |
| Texarkana, TX-AR | 2,251 | 6.750% | $5,743 |
| Lawrence, KS | 2,242 | 6.750% | $2,965 |
| Glens Falls, NY | 2,242 | 6.500% | $4,839 |
| Alexandria, LA | 2,227 | 6.625% | $5,283 |
| Johnstown, PA | 2,188 | 6.500% | $3,948 |
| Altoona, PA | 2,183 | 6.500% | $4,625 |
| Anniston-Oxford, AL | 2,149 | 6.500% | $5,705 |
| Morgantown, WV | 2,141 | 6.500% | $4,581 |
| Bay City, MI | 2,133 | 6.750% | $3,614 |
| Wheeling, WV-OH | 2,088 | 6.600% | $4,681 |
| Kankakee, IL | 2,072 | 6.750% | $5,050 |
| Sumter, SC | 2,060 | 6.375% | $5,579 |
| Kahului-Wailuku, HI | 2,057 | 6.375% | $10,235 |
| San Angelo, TX | 2,055 | 6.624% | $7,259 |
| Gadsden, AL | 2,050 | 6.624% | $5,391 |
| Cape Girardeau, MO-IL | 1,996 | 6.750% | $3,524 |
| Rome, GA | 1,996 | 6.500% | $6,580 |
| Napa, CA | 1,993 | 6.875% | $6,809 |
| Great Falls, MT | 1,989 | 6.375% | $6,294 |
| Watertown-Fort Drum, NY | 1,984 | 6.500% | $4,269 |
| Paducah, KY-IL | 1,975 | 6.672% | $4,601 |
| El Centro, CA | 1,897 | 6.625% | $9,108 |
| Decatur, IL | 1,896 | 6.750% | $3,592 |
| Grand Forks, ND-MN | 1,846 | 6.600% | $4,864 |
| Weirton-Steubenville, WV-OH | 1,808 | 6.625% | $4,209 |
| Beckley, WV | 1,755 | 6.625% | $4,533 |
| Mankato, MN | 1,728 | 6.625% | $5,240 |
| Grants Pass, OR | 1,719 | 6.750% | $6,058 |
| Midland, MI | 1,719 | 6.625% | $4,023 |
| Fairbanks-College, AK | 1,635 | 6.375% | $6,661 |
| Farmington, NM | 1,628 | 6.750% | $6,408 |
| Grand Island, NE | 1,564 | 6.750% | $3,693 |
| Lewiston, ID-WA | 1,539 | 6.750% | $6,457 |
| Minot, ND | 1,487 | 6.270% | $5,163 |
| Corvallis, OR | 1,432 | 6.875% | $6,483 |
| Elmira, NY | 1,394 | 6.500% | $4,178 |
| Parkersburg-Vienna, WV | 1,361 | 6.750% | $4,629 |
| Walla Walla, WA | 1,178 | 6.875% | $6,371 |
| Victoria, TX | 1,163 | 6.625% | $6,393 |
| Ithaca, NY | 1,122 | 6.375% | $3,490 |
| Carson City, NV | 1,108 | 6.625% | $6,204 |
| Enid, OK | 977 | 6.625% | $5,256 |
| Eagle Pass, TX | 438 | 6.625% | $10,866 |