Mortgage lending in Washington, DC-MD

31,436 mortgages were originated in the Washington, DC-MD area in 2025, and here is what they cost.

Loans originated

31,436

Median rate

6.500%

Median lender fees

$7,728

Median loan amount

$375,000

Median spread over APOR

0.229

Paid discount points

40%

Received lender credits

28.4%

Purchases / refinances

52% / 31.8%

Conventional / FHA / VA

68.2% / 17.8% / 13.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Washington, DC-MD area, ranked by volume.