Mortgage lending in Killeen-Temple, TX

11,424 mortgages were originated in the Killeen-Temple, TX area in 2025, and here is what they cost.

Loans originated

11,424

Median rate

6.250%

Median lender fees

$6,105

Median loan amount

$255,000

Median spread over APOR

-0.153

Paid discount points

52.3%

Received lender credits

25.8%

Purchases / refinances

67.7% / 24.7%

Conventional / FHA / VA

40% / 13.1% / 46.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 85.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Killeen-Temple, TX area, ranked by volume.