Mortgage lending in Manhattan, KS
2,626 mortgages were originated in the Manhattan, KS area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,626
- Median rate
- 6.500%
- Median lender fees
- $3,778
- Median loan amount
- $205,000
- Median spread over APOR
- 0.022
- Paid discount points
- 34.7%
- Received lender credits
- 19.8%
- Purchases / refinances
- 63.3% / 29.3%
- Conventional / FHA / VA
- 60.8% / 5.2% / 33.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.4% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Manhattan, KS area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Mortgage Research Center, LLC | 205 | $4,698 | 6.250% |
| Landmark National Bank | 165 | $2,370 | 6.250% |
| Community First National Bank | 157 | — | — |
| UNITED SHORE FINANCIAL SERVICES, LLC | 155 | $5,014 | 6.125% |
| Rocket Mortgage, LLC | 125 | $4,347 | 6.500% |
| Bank of the Flint Hills | 122 | — | — |
| Exchange Bank | 105 | $3,680 | 6.250% |
| THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS | 91 | — | — |
| Fairway Independent Mortgage Corporation | 86 | $5,034 | 5.990% |
| Navy Federal Credit Union | 85 | $2,135 | 6.125% |