Mortgage lending in Abilene, TX
3,935 mortgages were originated in the Abilene, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,935
- Median rate
- 6.625%
- Median lender fees
- $6,165
- Median loan amount
- $205,000
- Median spread over APOR
- 0.263
- Paid discount points
- 43%
- Received lender credits
- 29.3%
- Purchases / refinances
- 73.2% / 19.2%
- Conventional / FHA / VA
- 58.6% / 18.1% / 23.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Abilene, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| First Financial Bank | 869 | $5,107 | 6.750% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 287 | $6,988 | 6.490% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 203 | $6,251 | 6.125% |
| Rocket Mortgage, LLC | 147 | $6,174 | 6.625% |
| Mortgage Research Center, LLC | 127 | $5,388 | 6.250% |
| ABILENE TEACHERS Federal Credit Union | 111 | $954 | 7.100% |
| City Bank | 99 | $6,039 | 6.750% |
| Clear Fork Bank, National Association | 93 | — | — |
| 21st Mortgage Corporation | 91 | — | 9.480% |
| Loandepot.Com, LLC | 78 | $8,150 | 6.433% |