Mortgage lending in Albuquerque, NM

21,608 mortgages were originated in the Albuquerque, NM area in 2025, and here is what they cost.

Loans originated

21,608

Median rate

6.625%

Median lender fees

$5,544

Median loan amount

$235,000

Median spread over APOR

0.346

Paid discount points

41%

Received lender credits

18.7%

Purchases / refinances

54.2% / 28.7%

Conventional / FHA / VA

71.1% / 16.6% / 11.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.1% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Albuquerque, NM area, ranked by volume.