Mortgage lending in Port St. Lucie, FL
14,063 mortgages were originated in the Port St. Lucie, FL area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 14,063
- Median rate
- 6.625%
- Median lender fees
- $7,947
- Median loan amount
- $305,000
- Median spread over APOR
- 0.313
- Paid discount points
- 45.8%
- Received lender credits
- 26.7%
- Purchases / refinances
- 60.1% / 23.7%
- Conventional / FHA / VA
- 69.1% / 22.7% / 8.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Port St. Lucie, FL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,657 | $10,456 | 6.492% |
| Rocket Mortgage, LLC | 1,014 | $6,126 | 6.750% |
| CROSSCOUNTRY MORTGAGE, INC. | 664 | $8,818 | 6.750% |
| Loandepot.Com, LLC | 371 | $10,215 | 5.750% |
| LENNAR MORTGAGE, LLC | 365 | $7,443 | 4.875% |
| PENNYMAC LOAN SERVICES, LLC | 343 | $7,527 | 6.499% |
| Seacoast National Bank | 295 | $5,687 | 7.250% |
| MIDFLORIDA | 283 | $220 | 6.490% |
| PNC Bank, National Association | 254 | — | 7.520% |
| Bank of America, National Association | 237 | $5,625 | 6.240% |