Mortgage lending in Houma-Bayou Cane-Thibodaux, LA

2,606 mortgages were originated in the Houma-Bayou Cane-Thibodaux, LA area in 2025, and here is what they cost.

Loans originated

2,606

Median rate

6.500%

Median lender fees

$6,292

Median loan amount

$175,000

Median spread over APOR

0.367

Paid discount points

40.3%

Received lender credits

19%

Purchases / refinances

60% / 30%

Conventional / FHA / VA

61.6% / 24.7% / 7.1%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.7% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Houma-Bayou Cane-Thibodaux, LA area, ranked by volume.