Mortgage lending in Wheeling, WV-OH
2,088 mortgages were originated in the Wheeling, WV-OH area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,088
- Median rate
- 6.600%
- Median lender fees
- $4,681
- Median loan amount
- $125,000
- Median spread over APOR
- 0.336
- Paid discount points
- 31.2%
- Received lender credits
- 17.8%
- Purchases / refinances
- 51.6% / 26.6%
- Conventional / FHA / VA
- 76.6% / 13.5% / 6.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 54.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Wheeling, WV-OH area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| WesBanco Bank, Inc. | 312 | $4,177 | 6.010% |
| Belmont Savings Bank | 208 | — | — |
| The Huntington National Bank | 139 | — | 7.740% |
| Rocket Mortgage, LLC | 137 | $5,390 | 6.750% |
| BAYER HERITAGE CREDIT UNION | 127 | $3,157 | 6.000% |
| UNIFIED BANK | 92 | — | — |
| Truist Bank | 84 | $5,080 | 6.433% |
| Main Street Bank Corp | 83 | — | — |
| UNION HOME MORTGAGE CORP. | 54 | — | 6.500% |
| Click n' Close, Inc. | 52 | $4,091 | 6.375% |