Mortgage lending in Hanford-Corcoran, CA
2,346 mortgages were originated in the Hanford-Corcoran, CA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,346
- Median rate
- 6.375%
- Median lender fees
- $8,970
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $305,000
- Above the going rate (spread over APOR)
- 0.193
- Paid discount points
- 51.8%
- Received lender credits
- 27.2%
- Purchases / refinances
- 57.1% / 29.5%
- Conventional / FHA / VA
- 52.6% / 25.9% / 21.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.6% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Hanford-Corcoran, CA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 231 | $9,907 | 6.125% |
| Golden Empire Mortgage, Inc. | 203 | $11,800 | 6.125% |
| Lennar Mortgage, LLC | 161 | $9,975 | 5.750% |
| Alameda Mortgage Corporation | 140 | $11,920 | 6.500% |
| Rocket Mortgage, LLC | 133 | $4,934 | 6.625% |
| Navy Federal Credit Union | 90 | — | 8.150% |
| Pennymac Loan Services, LLC | 74 | $5,681 | 6.313% |
| American Pacific Mortgage Corporation | 65 | $8,704 | 6.625% |
| Kind Lending, LLC | 64 | $11,632 | 6.250% |
| Mortgage Research Center, LLC | 63 | $7,084 | 6.250% |