Mortgage lending in Williamsport, PA
2,367 mortgages were originated in the Williamsport, PA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,367
- Median rate
- 6.490%
- Median lender fees
- $4,548
- Median loan amount
- $125,000
- Median spread over APOR
- 0.065
- Paid discount points
- 20.6%
- Received lender credits
- 13.8%
- Purchases / refinances
- 45.7% / 28.9%
- Conventional / FHA / VA
- 84.4% / 8.6% / 6.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 54.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Williamsport, PA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Journey Bank | 340 | $3,380 | 6.500% |
| Jersey Shore State Bank | 328 | — | 5.490% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 219 | $4,980 | 6.490% |
| Rocket Mortgage, LLC | 132 | $5,837 | 6.563% |
| First Commonwealth Bank | 109 | — | 5.990% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 93 | $15 | 6.640% |
| Northwest Bank | 86 | — | 6.250% |
| CITIZENS & NORTHERN BANK | 80 | — | 6.500% |
| SERVICE 1ST | 75 | — | 7.500% |
| Woodlands Bank | 65 | — | — |