Mortgage lending in Farmington, NM

1,628 mortgages were originated in the Farmington, NM area in 2025, and here is what they cost.

Loans originated

1,628

Median rate

6.750%

Median lender fees

$6,408

Median loan amount

$205,000

Median spread over APOR

0.504

Paid discount points

45.3%

Received lender credits

20.9%

Purchases / refinances

57.9% / 30.3%

Conventional / FHA / VA

64.1% / 23% / 11.7%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Farmington, NM area, ranked by volume.