Mortgage lending in Grand Junction, CO

4,987 mortgages were originated in the Grand Junction, CO area in 2025, and here is what they cost.

Loans originated

4,987

Median rate

6.870%

Median lender fees

$5,041

Median loan amount

$255,000

Median spread over APOR

0.339

Paid discount points

39.6%

Received lender credits

21.5%

Purchases / refinances

52.5% / 29.3%

Conventional / FHA / VA

76.6% / 14.8% / 8.6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Grand Junction, CO area, ranked by volume.