Mortgage lending in Grand Junction, CO
4,987 mortgages were originated in the Grand Junction, CO area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,987
- Median rate
- 6.870%
- Median lender fees
- $5,041
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $255,000
- Above the going rate (spread over APOR)
- 0.339
- Paid discount points
- 39.6%
- Received lender credits
- 21.5%
- Purchases / refinances
- 52.5% / 29.3%
- Conventional / FHA / VA
- 76.6% / 14.8% / 8.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Grand Junction, CO area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Ark-La-Tex Financial Services, LLC. | 496 | $4,337 | 6.625% |
| Guild Mortgage Company | 371 | $5,579 | 6.625% |
| United Shore Financial Services, LLC | 296 | $6,871 | 6.249% |
| Rocket Mortgage, LLC | 279 | $4,442 | 6.750% |
| Fairway Independent Mortgage Corporation | 278 | $8,072 | 6.625% |
| Alpine Bank | 185 | — | 8.000% |
| Gold Star Mortgage Financial Group, Corporation | 152 | $5,896 | 6.625% |
| Credit Union Of Colorado, A Federal Credit Union | 125 | — | 7.250% |
| Bellco Credit Union | 104 | — | 8.000% |
| Coloramo | 103 | $2,500 | 8.490% |