Mortgage lending in Salt Lake City-Murray, UT

31,825 mortgages were originated in the Salt Lake City-Murray, UT area in 2025, and here is what they cost.

Loans originated

31,825

Median rate

6.625%

Median lender fees

$5,781

Median loan amount

$325,000

Median spread over APOR

0.277

Paid discount points

34.5%

Received lender credits

19.1%

Purchases / refinances

42.9% / 33.9%

Conventional / FHA / VA

83.2% / 12.9% / 3.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Salt Lake City-Murray, UT area, ranked by volume.