Mortgage lending in Rocky Mount, NC

2,963 mortgages were originated in the Rocky Mount, NC area in 2025, and here is what they cost.

Loans originated

2,963

Median rate

6.500%

Median lender fees

$6,205

Median loan amount

$185,000

Median spread over APOR

0.170

Paid discount points

37.7%

Received lender credits

22.4%

Purchases / refinances

56.1% / 29.1%

Conventional / FHA / VA

62.2% / 23.9% / 12.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.2% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Rocky Mount, NC area, ranked by volume.