Mortgage lending in Appleton, WI
7,178 mortgages were originated in the Appleton, WI area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,178
- Median rate
- 6.490%
- Median lender fees
- $2,542
- Median loan amount
- $195,000
- Median spread over APOR
- 0.050
- Paid discount points
- 16.9%
- Received lender credits
- 14.2%
- Purchases / refinances
- 44.9% / 31.3%
- Conventional / FHA / VA
- 89.9% / 5.1% / 4.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Appleton, WI area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Community First | 1,343 | $468 | 5.490% |
| FOX COMMUNITIES Credit Union | 747 | $671 | 6.450% |
| CAPITAL Credit Union | 473 | $1,779 | 6.125% |
| Nicolet National Bank | 256 | $2,841 | 7.250% |
| Rocket Mortgage, LLC | 224 | $6,033 | 6.625% |
| Associated Bank, National Association | 224 | $2,435 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 199 | $4,041 | 6.499% |
| COVANTAGE CREDIT UNION | 157 | $2,309 | 6.500% |
| Johnson Financial Group | 139 | $2,119 | 6.700% |
| Fairway Independent Mortgage Corporation | 132 | $5,459 | 6.625% |