Mortgage lending in Boulder, CO

6,824 mortgages were originated in the Boulder, CO area in 2025, and here is what they cost.

Loans originated

6,824

Median rate

6.625%

Median lender fees

$4,231

Median loan amount

$415,000

Median spread over APOR

0.140

Paid discount points

29.4%

Received lender credits

30%

Purchases / refinances

49.4% / 36.6%

Conventional / FHA / VA

92.1% / 4.5% / 3.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Boulder, CO area, ranked by volume.