Mortgage lending in Logan, UT-ID
3,744 mortgages were originated in the Logan, UT-ID area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,744
- Median rate
- 6.625%
- Median lender fees
- $6,085
- Median loan amount
- $285,000
- Median spread over APOR
- 0.200
- Paid discount points
- 37.7%
- Received lender credits
- 19.8%
- Purchases / refinances
- 45.9% / 32.8%
- Conventional / FHA / VA
- 82.2% / 11.7% / 5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.4% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Logan, UT-ID area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| AMERICA FIRST Federal Credit Union | 468 | — | 6.990% |
| GOLDENWEST | 432 | $5,450 | 7.500% |
| GUILD MORTGAGE COMPANY | 367 | $8,225 | 6.375% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 362 | $7,869 | 6.125% |
| Mountain America Federal Credit Union | 180 | — | 7.125% |
| FIRST COLONY MORTGAGE CORPORATION | 166 | $7,422 | 6.250% |
| Bank of Utah | 151 | $6,607 | 6.375% |
| Rocket Mortgage, LLC | 149 | $5,474 | 6.375% |
| Cache Valley Bank | 144 | $4,045 | 6.625% |
| KIND LENDING, LLC | 115 | $9,230 | 6.125% |