Mortgage lending in Bend, OR

8,229 mortgages were originated in the Bend, OR area in 2025, and here is what they cost.

Loans originated

8,229

Median rate

6.750%

Median lender fees

$7,329

Median loan amount

$355,000

Median spread over APOR

0.239

Paid discount points

40.8%

Received lender credits

22.9%

Purchases / refinances

49.7% / 26.1%

Conventional / FHA / VA

82.7% / 10.4% / 6.7%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Bend, OR area, ranked by volume.