Mortgage lending in Auburn-Opelika, AL

4,824 mortgages were originated in the Auburn-Opelika, AL area in 2025, and here is what they cost.

Loans originated

4,824

Median rate

6.625%

Median lender fees

$6,016

Median loan amount

$245,000

Median spread over APOR

0.236

Paid discount points

44.8%

Received lender credits

30.6%

Purchases / refinances

59.6% / 26.1%

Conventional / FHA / VA

69.1% / 13.4% / 16.8%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.2% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Auburn-Opelika, AL area, ranked by volume.