Mortgage lending in Fond du Lac, WI
2,673 mortgages were originated in the Fond du Lac, WI area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,673
- Median rate
- 6.750%
- Median lender fees
- $2,739
- Median loan amount
- $165,000
- Median spread over APOR
- 0.292
- Paid discount points
- 20.5%
- Received lender credits
- 20.5%
- Purchases / refinances
- 46.4% / 33.1%
- Conventional / FHA / VA
- 87.7% / 7.8% / 4.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Fond du Lac, WI area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| National Exchange Bank and Trust | 358 | $1,712 | 6.950% |
| VERVE, A CREDIT UNION | 156 | $2,146 | 6.500% |
| Associated Bank, National Association | 147 | $2,295 | 6.750% |
| Bank First, N.A. | 129 | $2,093 | 6.750% |
| U.S. Bank National Association | 122 | $3,003 | 6.500% |
| GUILD MORTGAGE COMPANY | 106 | $3,428 | 6.625% |
| MARINE CREDIT UNION | 92 | $2,077 | 9.055% |
| Summit Credit Union | 89 | — | 6.750% |
| Rocket Mortgage, LLC | 85 | $4,756 | 6.875% |
| Horicon Bank | 83 | $1,756 | 6.750% |