APR.net

Mortgage lending in Corpus Christi, TX

7,697 mortgages were originated in the Corpus Christi, TX area in 2025, and here is what they cost.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
7,697
Median rate
6.500%
Median lender fees
$6,529
Median loan amount
$235,000
Median spread over APOR
0.200
Paid discount points
42.2%
Received lender credits
23.9%
Purchases / refinances
66.7% / 26.2%
Conventional / FHA / VA
63.6% / 22% / 14.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 80.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Corpus Christi, TX area, ranked by volume.

Lender Loans Median fees Median rate
RALLY CREDIT UNION 659 $3,202 6.625%
DHI MORTGAGE COMPANY, LTD. 526 $8,345 4.990%
UNITED SHORE FINANCIAL SERVICES, LLC 451 $8,651 6.249%
LENNAR MORTGAGE, LLC 420 $7,832 4.625%
Rocket Mortgage, LLC 385 $6,329 6.990%
Simmons Bank 214 8.000%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 199 $34 6.875%
GUILD MORTGAGE COMPANY 197 $9,404 6.500%
CROSSCOUNTRY MORTGAGE, INC. 196 $10,986 6.750%
American Bank, National Association 167 $3,232 6.125%