Mortgage lending in Corpus Christi, TX
7,697 mortgages were originated in the Corpus Christi, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,697
- Median rate
- 6.500%
- Median lender fees
- $6,529
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $235,000
- Above the going rate (spread over APOR)
- 0.200
- Paid discount points
- 42.2%
- Received lender credits
- 23.9%
- Purchases / refinances
- 66.7% / 26.2%
- Conventional / FHA / VA
- 63.6% / 22% / 14.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 80.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Corpus Christi, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rally Credit Union | 659 | $3,202 | 6.625% |
| DHI Mortgage Company, Ltd. | 526 | $8,345 | 4.990% |
| United Shore Financial Services, LLC | 451 | $8,651 | 6.249% |
| Lennar Mortgage, LLC | 420 | $7,832 | 4.625% |
| Rocket Mortgage, LLC | 385 | $6,329 | 6.990% |
| Simmons Bank | 214 | — | 8.000% |
| Randolph-Brooks Federal Credit Union | 199 | $34 | 6.875% |
| Guild Mortgage Company | 197 | $9,404 | 6.500% |
| Crosscountry Mortgage, Inc. | 196 | $10,986 | 6.750% |
| American Bank, National Association | 167 | $3,232 | 6.125% |