Mortgage lending in Burlington, NC
4,837 mortgages were originated in the Burlington, NC area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,837
- Median rate
- 6.500%
- Median lender fees
- $5,162
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $225,000
- Above the going rate (spread over APOR)
- 0.070
- Paid discount points
- 36.8%
- Received lender credits
- 17.2%
- Purchases / refinances
- 55.8% / 26.2%
- Conventional / FHA / VA
- 73.9% / 17.7% / 8.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Burlington, NC area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| State Employees' | 707 | $4,454 | 6.250% |
| Truliant Federal Credit Union | 334 | — | 7.250% |
| DHI Mortgage Company, Ltd. | 306 | $5,169 | 5.188% |
| Rocket Mortgage, LLC | 237 | $5,597 | 6.625% |
| Movement Mortgage, LLC | 174 | $5,480 | 6.625% |
| United Shore Financial Services, LLC | 139 | $7,930 | 6.125% |
| Union Home Mortgage Corp. | 136 | $6,754 | 6.625% |
| Truist Bank | 112 | — | 6.800% |
| Pinnacle Bank | 99 | $4,334 | 6.375% |
| Crosscountry Mortgage, Inc. | 99 | $9,002 | 6.500% |