Mortgage lending in Wilmington, DE-MD-NJ

16,807 mortgages were originated in the Wilmington, DE-MD-NJ area in 2025, and here is what they cost.

Loans originated

16,807

Median rate

6.625%

Median lender fees

$6,414

Median loan amount

$235,000

Median spread over APOR

0.287

Paid discount points

35.1%

Received lender credits

23.3%

Purchases / refinances

47.1% / 32.4%

Conventional / FHA / VA

79.3% / 14.5% / 6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.6% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Wilmington, DE-MD-NJ area, ranked by volume.