Mortgage lending in Mount Vernon-Anacortes, WA

2,808 mortgages were originated in the Mount Vernon-Anacortes, WA area in 2025, and here is what they cost.

Loans originated

2,808

Median rate

6.750%

Median lender fees

$6,467

The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.

Median loan amount

$340,000

Above the going rate (spread over APOR)

0.298

Paid discount points

40.9%

Received lender credits

20.7%

Purchases / refinances

48% / 29.3%

Conventional / FHA / VA

82.6% / 9.2% / 7.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.4% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Mount Vernon-Anacortes, WA area, ranked by volume.