Mortgage lending in Harrisonburg, VA

2,366 mortgages were originated in the Harrisonburg, VA area in 2025, and here is what they cost.

Loans originated

2,366

Median rate

6.750%

Median lender fees

$5,521

Median loan amount

$245,000

Median spread over APOR

0.253

Paid discount points

37.6%

Received lender credits

21%

Purchases / refinances

53% / 29.1%

Conventional / FHA / VA

82% / 12.3% / 4.5%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.6% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Harrisonburg, VA area, ranked by volume.