Mortgage lending in Lake Charles, LA

3,300 mortgages were originated in the Lake Charles, LA area in 2025, and here is what they cost.

Loans originated

3,300

Median rate

6.625%

Median lender fees

$5,655

Median loan amount

$175,000

Median spread over APOR

0.463

Paid discount points

37.8%

Received lender credits

18.2%

Purchases / refinances

63.1% / 28.7%

Conventional / FHA / VA

65.1% / 23.1% / 8.6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.9% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Lake Charles, LA area, ranked by volume.