Mortgage lending in Lansing-East Lansing, MI
9,877 mortgages were originated in the Lansing-East Lansing, MI area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,877
- Median rate
- 6.750%
- Median lender fees
- $4,071
- Median loan amount
- $155,000
- Median spread over APOR
- 0.400
- Paid discount points
- 33.7%
- Received lender credits
- 19.5%
- Purchases / refinances
- 51% / 26.9%
- Conventional / FHA / VA
- 82.8% / 10.7% / 6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lansing-East Lansing, MI area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 1,256 | $3,620 | 7.500% |
| The Dart Bank | 958 | $3,707 | 6.625% |
| Rocket Mortgage, LLC | 848 | $4,563 | 6.625% |
| UNION HOME MORTGAGE CORP. | 636 | $6,332 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 523 | $5,868 | 6.375% |
| Fifth Third Bank, National Association | 359 | $3,165 | 7.500% |
| The Huntington National Bank | 321 | $3,648 | 7.340% |
| Flagstar Bank, N.A. | 306 | $3,671 | 6.625% |
| LAFCU Credit Union | 164 | $2,855 | 5.875% |
| PNC Bank, National Association | 151 | — | 7.610% |