Mortgage lending in Longview, TX
4,576 mortgages were originated in the Longview, TX area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,576
- Median rate
- 6.875%
- Median lender fees
- $6,148
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $195,000
- Above the going rate (spread over APOR)
- 0.535
- Paid discount points
- 35.9%
- Received lender credits
- 20.5%
- Purchases / refinances
- 63.4% / 26.5%
- Conventional / FHA / VA
- 71.7% / 18.2% / 8.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.8% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Longview, TX area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 331 | $7,564 | 6.478% |
| Guild Mortgage Company | 301 | $8,286 | 6.500% |
| Eastman Credit Union | 298 | $4,559 | 7.000% |
| Rocket Mortgage, LLC | 268 | $6,198 | 6.750% |
| EAST TEXAS PROFESSIONAL Credit Union | 211 | $491 | 6.875% |
| Fairway Independent Mortgage Corporation | 150 | $9,115 | 6.750% |
| Austin Bank, Texas National Association | 132 | $4,001 | 7.800% |
| Cadence Bank | 130 | $6,712 | 7.210% |
| 21st Mortgage Corporation | 119 | — | 9.720% |
| VeraBank, National Association | 112 | $3,288 | 7.500% |