Mortgage lending in Casper, WY
2,332 mortgages were originated in the Casper, WY area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,332
- Median rate
- 6.625%
- Median lender fees
- $6,030
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $215,000
- Above the going rate (spread over APOR)
- 0.289
- Paid discount points
- 32.7%
- Received lender credits
- 14.4%
- Purchases / refinances
- 60.7% / 23.7%
- Conventional / FHA / VA
- 66.1% / 22% / 11.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Casper, WY area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Guild Mortgage Company | 273 | $7,293 | 6.250% |
| Hilltop National Bank | 192 | — | — |
| Rocket Mortgage, LLC | 183 | $6,175 | 6.375% |
| Western Vista | 179 | $5,136 | 6.250% |
| Fairway Independent Mortgage Corporation | 169 | $8,900 | 6.625% |
| Jonah Bank of Wyoming | 112 | $4,826 | 6.750% |
| Uniwyo Federal Credit Union | 105 | $165 | 7.500% |
| Wyhy | 96 | — | 8.000% |
| Crosscountry Mortgage, Inc. | 89 | $9,795 | 6.188% |
| United Shore Financial Services, LLC | 77 | $6,635 | 5.998% |