Mortgage lending in Lake Havasu City-Kingman, AZ
6,605 mortgages were originated in the Lake Havasu City-Kingman, AZ area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,605
- Median rate
- 6.625%
- Median lender fees
- $6,247
- Median loan amount
- $225,000
- Median spread over APOR
- 0.425
- Paid discount points
- 51.5%
- Received lender credits
- 28.8%
- Purchases / refinances
- 54.6% / 31.8%
- Conventional / FHA / VA
- 68.3% / 16.6% / 14%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 80.1% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lake Havasu City-Kingman, AZ area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 865 | $8,035 | 6.500% |
| Rocket Mortgage, LLC | 597 | $5,355 | 6.750% |
| Broker Solutions, Inc. | 342 | $7,594 | 6.750% |
| AMERICAN FINANCIAL NETWORK, INC. | 185 | $7,221 | 6.500% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 166 | $6,263 | 6.625% |
| INSPIRE HOME LOANS INC. | 150 | $5,347 | 6.125% |
| Arizona Financial Credit Union | 148 | $4,841 | 6.750% |
| Mortgage Research Center, LLC | 138 | $3,832 | 6.250% |
| Loandepot.Com, LLC | 133 | $5,649 | 6.990% |
| THE LOAN STORE, INC. | 123 | $6,030 | 6.990% |