Mortgage lending in Hinesville, GA
3,059 mortgages were originated in the Hinesville, GA area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,059
- Median rate
- 6.250%
- Median lender fees
- $6,713
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $255,000
- Above the going rate (spread over APOR)
- -0.011
- Paid discount points
- 51%
- Received lender credits
- 38%
- Purchases / refinances
- 58.4% / 36%
- Conventional / FHA / VA
- 26.4% / 11.7% / 61.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86.2% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Hinesville, GA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Mortgage Research Center, LLC | 389 | $6,395 | 6.500% |
| United Shore Financial Services, LLC | 323 | $5,763 | 6.123% |
| Rocket Mortgage, LLC | 186 | $6,044 | 6.250% |
| Broker Solutions, Inc. | 185 | $10,711 | 6.500% |
| Guild Mortgage Company | 163 | $8,998 | 6.250% |
| Navy Federal Credit Union | 149 | $4,391 | 6.250% |
| Vanderbilt Mortgage And Finance, Inc. | 131 | $8,932 | 5.990% |
| Freedom Mortgage Corporation | 118 | $4,171 | 6.250% |
| Glennville Bank | 113 | — | — |
| Pennymac Loan Services, LLC | 96 | $5,345 | 5.995% |