Mortgage lending in Macon-Bibb County, GA
4,513 mortgages were originated in the Macon-Bibb County, GA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,513
- Median rate
- 6.625%
- Median lender fees
- $6,236
- Median loan amount
- $165,000
- Median spread over APOR
- 0.374
- Paid discount points
- 39.3%
- Received lender credits
- 24.4%
- Purchases / refinances
- 52.4% / 31%
- Conventional / FHA / VA
- 67% / 21.3% / 11.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.4% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Macon-Bibb County, GA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| ROBINS FINANCIAL | 431 | $3,262 | 6.250% |
| Rocket Mortgage, LLC | 385 | $6,082 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 246 | $7,661 | 6.500% |
| GUILD MORTGAGE COMPANY | 139 | $7,980 | 6.500% |
| Broker Solutions, Inc. | 138 | $7,841 | 6.624% |
| Kiavi Funding, Inc. | 122 | — | 7.500% |
| EMM LOANS LLC | 122 | $6,612 | 6.625% |
| Mortgage Research Center, LLC | 98 | $3,362 | 6.625% |
| Cadence Bank | 88 | — | 7.250% |
| Truist Bank | 87 | — | 6.600% |