Mortgage lending in Evansville, IN

6,848 mortgages were originated in the Evansville, IN area in 2025, and here is what they cost.

Loans originated

6,848

Median rate

6.750%

Median lender fees

$3,180

Median loan amount

$155,000

Median spread over APOR

0.322

Paid discount points

23.9%

Received lender credits

19%

Purchases / refinances

50.4% / 34.2%

Conventional / FHA / VA

78.2% / 14.8% / 6.3%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.5% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Evansville, IN area, ranked by volume.