German American Bank
3,698 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,698
- Median rate
- 6.875%
- Median lender fees
- $3,290
- Median loan amount
- $125,000
- Median spread over APOR
- -7.090
- Paid discount points
- 4.6%
- Received lender credits
- 13.9%
- Purchases / refinances
- 33.1% / 31.6%
- Conventional / FHA / VA
- 95.6% / 3.5% / 0.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 28.6% of loans here — see methodology.
Where German American Bank lent
States with at least 50 loans in 2025, ranked by volume.