Mortgage lending in Savannah, GA
11,258 mortgages were originated in the Savannah, GA area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 11,258
- Median rate
- 6.500%
- Median lender fees
- $6,768
- Median loan amount
- $285,000
- Median spread over APOR
- 0.187
- Paid discount points
- 45.5%
- Received lender credits
- 27.6%
- Purchases / refinances
- 56% / 29.7%
- Conventional / FHA / VA
- 62.1% / 16.4% / 21.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.5% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Savannah, GA area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 949 | $5,326 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 744 | $8,540 | 6.125% |
| Broker Solutions, Inc. | 629 | $7,382 | 6.750% |
| PENNYMAC LOAN SERVICES, LLC | 386 | $6,795 | 6.499% |
| Mortgage Research Center, LLC | 350 | $5,840 | 6.250% |
| DHI MORTGAGE COMPANY, LTD. | 333 | $9,110 | 4.500% |
| Navy Federal Credit Union | 329 | $1,995 | 7.750% |
| GUILD MORTGAGE COMPANY | 287 | $6,567 | 6.500% |
| FREEDOM MORTGAGE CORPORATION | 220 | $4,863 | 6.125% |
| Truist Bank | 220 | $5,318 | 6.600% |