Mortgage lending in New Haven, CT
10,684 mortgages were originated in the New Haven, CT area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,684
- Median rate
- 6.750%
- Median lender fees
- $5,878
- Median loan amount
- $255,000
- Median spread over APOR
- 0.307
- Paid discount points
- 28.9%
- Received lender credits
- 17.4%
- Purchases / refinances
- 47.1% / 30.5%
- Conventional / FHA / VA
- 86.4% / 10.6% / 2.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.3% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the New Haven, CT area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 716 | $5,669 | 6.875% |
| TOTAL MORTGAGE SERVICES, LLC | 538 | $6,003 | 6.750% |
| Citizens Bank, National Association | 533 | — | 7.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 512 | $9,416 | 6.500% |
| Liberty Bank | 429 | $3,818 | 5.990% |
| CONNEX CREDIT UNION | 326 | — | — |
| Manufacturers and Traders Trust Company | 302 | — | 5.990% |
| SIKORSKY FINANCIAL CREDIT UNION | 269 | — | 7.240% |
| Bank of America, National Association | 257 | $4,540 | 6.240% |
| FIRST WORLD MORTGAGE CORPORATION | 236 | $5,611 | 6.490% |