Mortgage lending in Peoria, IL
7,651 mortgages were originated in the Peoria, IL area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,651
- Median rate
- 6.750%
- Median lender fees
- $2,925
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $125,000
- Above the going rate (spread over APOR)
- 0.322
- Paid discount points
- 21.4%
- Received lender credits
- 26.3%
- Purchases / refinances
- 57.6% / 23.4%
- Conventional / FHA / VA
- 83% / 10.4% / 6.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Peoria, IL area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Citizens Equity First | 1,621 | $1,905 | 7.125% |
| Flat Branch Mortgage, Inc. | 662 | $2,993 | 6.625% |
| Morton Community Bank | 656 | $2,293 | 7.000% |
| United Shore Financial Services, LLC | 461 | $3,926 | 6.625% |
| Mld Mortgage Inc. | 350 | $3,242 | 6.625% |
| Rocket Mortgage, LLC | 319 | $4,931 | 6.750% |
| U.S. Bank National Association | 258 | $2,749 | 6.625% |
| Goodfield State Bank | 238 | — | — |
| PNC Bank, National Association | 178 | — | 8.200% |
| Mortgage Research Center, LLC | 138 | $3,123 | 6.250% |