Mortgage lending in Lewiston-Auburn, ME
2,558 mortgages were originated in the Lewiston-Auburn, ME area in 2025, and here is what they cost.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,558
- Median rate
- 6.625%
- Median lender fees
- $4,762
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $245,000
- Above the going rate (spread over APOR)
- 0.394
- Paid discount points
- 30.6%
- Received lender credits
- 17.9%
- Purchases / refinances
- 49.3% / 31.9%
- Conventional / FHA / VA
- 73.8% / 17.4% / 8.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.9% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Lewiston-Auburn, ME area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Guild Mortgage Company | 234 | $5,445 | 6.625% |
| United Shore Financial Services, LLC | 183 | $7,604 | 6.599% |
| Rocket Mortgage, LLC | 153 | $6,229 | 6.500% |
| Bangor Savings Bank | 143 | $4,128 | 6.831% |
| Dirigo Federal Credit Union | 136 | — | — |
| CMG Mortgage, Inc. | 133 | $4,633 | 6.490% |
| Maine Community Bank | 85 | — | — |
| The Camden National Bank | 68 | — | 6.990% |
| Lisbon Community | 67 | — | — |
| T2 Financial LLC | 66 | $5,782 | 6.625% |