Mortgage lending in Clarksville, TN-KY
10,443 mortgages were originated in the Clarksville, TN-KY area in 2025, and here is what they cost.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,443
- Median rate
- 6.250%
- Median lender fees
- $6,062
- Median loan amount
- $255,000
- Median spread over APOR
- -0.023
- Paid discount points
- 49.9%
- Received lender credits
- 25.7%
- Purchases / refinances
- 54.1% / 32.5%
- Conventional / FHA / VA
- 45.2% / 13% / 41.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.7% of loans here — see methodology.
Who lent here
Lenders with at least 50 loans in the Clarksville, TN-KY area, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Mortgage Research Center, LLC | 981 | $4,967 | 6.125% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 728 | $6,392 | 5.874% |
| Fortera Federal Credit Union | 647 | $395 | 7.500% |
| Rocket Mortgage, LLC | 568 | $5,991 | 6.375% |
| GUARANTEED RATE, INC. | 520 | $6,367 | 6.237% |
| FREEDOM MORTGAGE CORPORATION | 305 | $4,452 | 6.125% |
| Navy Federal Credit Union | 300 | $3,169 | 7.500% |
| Broker Solutions, Inc. | 243 | $8,976 | 6.375% |
| Planters Bank, Inc. | 240 | — | — |
| PENNYMAC LOAN SERVICES, LLC | 238 | $7,205 | 5.750% |