Mortgage lending in Morgantown, WV

2,141 mortgages were originated in the Morgantown, WV area in 2025, and here is what they cost.

Loans originated

2,141

Median rate

6.500%

Median lender fees

$4,581

Median loan amount

$215,000

Median spread over APOR

0.179

Paid discount points

31.8%

Received lender credits

25.9%

Purchases / refinances

63.2% / 21.7%

Conventional / FHA / VA

81.6% / 11% / 6.8%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.8% of loans here — see methodology.

Who lent here

Lenders with at least 50 loans in the Morgantown, WV area, ranked by volume.